Manifest Insights

Retirement stories, company announcements, and industry news from Manifest

Concerning Trends in Retiree Spending and Debt

Many retirees face financial struggles due to rising costs, insufficient savings, and mounting debt, making retirement stressful instead of secure.

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Equitable 401k Plan Design to Support All Employees

Many 401(k) plans favor high earners, leaving lower-paid employees with fewer benefits and limited employer contributions.

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The 401(k)'s Dominance in American Retirement Savings

Millions of workers lack sufficient retirement savings due to high living costs, limited financial education, and uncertainty about investment options.

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Restoring 401k Retirement Savings at Key Points in Employee Careers

Job transitions scatter retirement savings, creating forgotten accounts and reducing growth potential.

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Job Changes Shouldn’t Cost Retirement Savings: Solving the Turnover Challenge

High turnover leads many workers to cash out their 401(k)s due to outdated transfer processes.

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Keeping Retirement Savings on Track During Job Changes

Participants lose up to 1% of their retirement contribution rate with each job change despite earning 10% more in salary.

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