PB&H Benefits, a national retirement plan consulting and administration firm specializing in helping employers design, manage, and optimize workplace retirement plans, and Manifest, the leading platform for consolidating retirement accounts, announced today a partnership that makes it simple for plan participants to transfer old 401(k)s into their PB&H plan at the moment of enrollment. This integration is delivered through iJoin, a Broadridge Company, enabling fast, low-lift deployment directly into the existing enrollment flow.
PB&H Benefits is proud to partner with Manifest through iJoin to expand the tools available to plan sponsors and participants. This collaboration enables us to deliver a streamlined solution that aligns with our commitment to helping employees prepare for retirement with greater confidence and improved savings outcomes.
Dana Broadway Parks, President - PB&H Benefits, LLC, Partner – Pattillo, Brown & Hill, LLP
The average American will change jobs 12 times over their working career. With each transition, a decision must be made about what to do with the retirement account left behind. Because the rollover process remains manual, confusing, and time-consuming, the average person leaves behind about three inactive retirement accounts with former employers.
With this partnership, PB&H Benefits participants will no longer need to track down former 401(k) providers or struggle with forgotten passwords just to understand their total retirement savings. Instead, all of their retirement accounts can now be viewed in one place, with one login and an intuitive interface that shows their full retirement picture. Participants can find and transfer old accounts in under 10 minutes, removing the paperwork and administrative delays that prevent nearly 90 percent of people from completing rollovers today.
Through our partnership with Manifest via iJoin, PB&H Benefits is enhancing the tools available to employers. This allows us to provide a modern, integrated solution that supports our broader mission of helping employees save more effectively and confidently for retirement.
Grady Crowson, Vice President of Plan Administration, PB&H Benefits
Manifest offers the first embedded, plan-to-plan digital rollover experience built natively into recordkeeper enrollment flows. It handles the entire transfer journey on behalf of the participant, including identity verification, account location across its nationwide network of recordkeepers, 25+ compliance checks, and real-time transfer tracking. Participants avoid tax withholding, early withdrawal penalties, and the 60-day indirect rollover window, keeping their savings intact and growing.
Participants who use Manifest complete rollovers at a rate of 94 percent, compared to roughly 11 percent industry-wide. For PB&H Benefits and its advisor partners, that means more assets in the plan, stronger participant engagement, and measurable improvements in plan health, with no additional technology investment or disruption to existing operations.
We’re thrilled to be working with PB&H Benefits to bring consolidation into the heart of the participant experience. Fragmented retirement savings is one of the biggest threats to long-term financial security, and this partnership is a direct answer to that problem for PB&H participants and advisor partners.
Anuraag Tripathi, CEO, Manifest
About PB&H Benefits
PB&H Benefits is a national retirement plan consulting and administration firm specializing in helping employers design, manage, and optimize workplace retirement plans.
About Manifest
As the first and only digital transfer solution for millions of participants, Manifest makes retirement plan transfers easy. Today, Manifest works with recordkeepers to keep assets growing in the defined contribution space, in addition to numerous advisors and employer partnerships. For more information, visit www.usemanifest.com.
